Experience a blend of rewards and convenience with the American Express Membership Rewards® Credit Card. With a modest first-year fee of INR 1,000 plus applicable taxes, the card opens up a world of 4,000 bonus Membership Rewards Points as a welcome gift. Earn a reward rate of 1 point for every INR 50 spent, excluding fuel, insurance, and utility payments. From the second year, the annual fee of INR 4,500 can be waived based on your spending, ensuring value for your loyalty. With dining privileges and EMI options, this card is tailored to enhance your financial power while offering attractive redemption options.